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  1. Gold jewelry value can vary depending on the situation

    How Much is My Jewelry Worth?

    …, and appraised value. Intrinsic Value or Cash Value The intrinsic value of jewelry is the simplest and easiest to understand. The equation for intrinsic value is: intrinsic value = metal value + gem value The metal (gold, silver, platinum, etc.) and gems (diamonds, sapphires, emeralds, etc.) are valued as raw materials based on current market rates. So, gold jewelry value, in this context, is largely determined by the current spot price of gold. Intrinsic value can be …